These Are the Top 10 Best Places to Live in Florida

Surely, they wanted Florida to sound attractive when they named it the Sunshine State. With its miles and miles of coastline and year round warm weather, it's definitely a huge draw for tourists. Vacation time here though just might not be cutting it for you. If you want an extended stay or are even thinking of making a permanent move, this is the list for you.

These top ranked cities are the best places to live in Florida for families, young professional, and retirees. If you want to try out the Florida lifestyle in one of them firsthand, consider HomeExchange. Learn more about how you can start home swapping in our network today.

1. Naples: The Best Place to Live in Florida has Something for Everyone

Naples, situated between the Everglades and the Gulf of Mexico in Collier County, offers a range of enticing features that make it one of the best places to live in Florida. The greater Naples area provides pristine beaches, sprawling golf courses, and upscale dining and shopping, attracting retirees and snowbirds seeking a luxurious lifestyle. While the region caters more to an older demographic, it is within proximity to bustling cities like Tampa and Miami. The area's tropical ambiance, ample sunshine, and absence of state income tax are alluring, despite challenges such as limited affordable housing and increased winter traffic.

Residents can enjoy sugary beaches, explore wildlife-rich preserves like Corkscrew Swamp Sanctuary and Big Cypress National Preserve, and savor cultural offerings like art museums and annual festivals. With a Collier County address, locals can even receive a permit to bypass beach parking charges. While property values are higher along the urban coast, the cost of living decreases in the rural interior. Overall, Collier County presents a blend of natural beauty, recreational opportunities, and an indulgent lifestyle that make it the #1 ranked most desirable place to call home in Florida.

2. Sarasota: Among the Best Places to live in Florida for The Arts

Sarasota, with its charm and thriving cultural scene, stands out among Florida's coastal cities as an ideal place to live. The city has art, beachy vibes, and a blossoming food culture that calls to both retirees and young professionals. From the renowned opera house to the rooftop bars and the Siesta Key Beach nearby, Sarasota has no shortage and diversity of things to do. Downtown Sarasota is home to luxurious resorts and fine dining establishments, while Siesta Key Village and St. Armands Circle offer a more intimate, seaside ambiance.

With beautiful beaches like Lido Key and Siesta Key, outdoorsy types will find plenty of recreational opportunities. The city's cultural landscape includes esteemed institutions like the Sarasota Orchestra and Sarasota Opera, as well as the John and Mable Ringling Museum of Art. The bayfront of downtown Sarasota provides a picturesque setting for leisurely walks, and tiki bars and seaside restaurants offer a taste of the laid-back Old Florida lifestyle. However, the city's popularity has led to rising home prices, making it a less affordable option for some. But that's just a small drawback compared to all it has to offer, still making it one of the best places to live in Florida.

3. Pensacola: The Best Place to Live in Florida for History & Southern Charm

Pensacola offers all the aspect one would hope to find in Florida, like pristine white sand beaches, mesmerizing sunsets, and crystal-clear emerald waters. It quickly captures the hearts of newcomers to the Sunshines State and makes it one of the best places to live in Florida. Beyond its renowned beaches, the city has a rich cultural heritage that makes it stand out amongst many other Florida cities. You can see this in its historical architecture, diverse festivals, and a thriving arts scene. Pensacola embraces tradition while fostering entrepreneurial growth, a thriving tourism industry, and excellent educational institutions.

The city's multicultural tapestry, influenced by Native American, African, European, Asian, and Latin cultures, creates a vibrant and welcoming community known for its Southern charm and hospitality. From hearty meals and sweet tea to outdoor beer gardens and local music festivals, residents enjoy a balance of lively nightlife and family-friendly activities. Pensacola offers much more than just beaches, with attractions like the National Naval Aviation Museum and Historic Pensacola's museums and tours delving into the region's archaeological history. The flourishing arts scene, outdoor recreational opportunities, and affordable cost of living come together to rank Pensacola in the top 3 best places to live in Florida.

4. Tampa: One of the Best Places to Live in Florida for Families

Tampa, one of the best places to live in Florida, offers residents the perfect blend of a relaxed beach lifestyle and the conveniences of a bustling metropolitan area. With its spirited social scene and thriving Hispanic community, Tampa has a noticeable a hip and lively atmosphere. On the other side of the bay, St. Petersburg is home to stunning beaches and has emerged as an arts hub, home to the renowned Dali Museum. Clearwater attracts the spring break crowd and is also home to fun family parks like Treasure Island Fun Center and Splash Harbour.

The Tampa Bay area encompasses diverse communities, each with its own unique charm. From the historic roots of Ybor City to the artistic flair of Seminole Heights, residents can immerse themselves in exciting experiences. The region also offers picturesque beaches, such as Fort DeSoto Park and Caladesi Island State Park, as well as die-hard sports fans supporting teams like the Buccaneers, Lightning, and Rays. While the cost of living is in line with the national average, the housing market has become increasingly competitive in recent years.

5. Fort Myers: The Best Place to Live in Florida for Retirees is Evolving

Fort Myers, nestled on Florida's Gulf Coast between Tampa and Miami, is an increasingly popular city known as the "City of Palms." Its year-round warm climate, lush vegetation, waterways, and close proximity to beautiful beaches have enticed vacationers and notable figures like Thomas Edison, Henry Ford, and Harvey Firestone. Fort Myers has shed its retirement town image and now offers a wealth of outdoor activities such as boating, fishing, hiking, biking, tennis, pickleball, and golf. Foodies will also enjoy the diverse local cuisine, with a variety of cuisines from renowned chefs.

Fort Myers is a paradise for outdoor adventurers too, with opportunities for boating, fishing, biking, and exploring nature trails in full supply. Its downtown, the River District, comes alive at night with its lively bars, craft breweries, theaters, and rooftop restaurants providing scenic views of the city lights. The Edison and Ford Winter Estates, located just outside the downtown area, are popular attractions that preserve the legacies of these celebrated inventors. The city's population has grown significantly in recent years, leading to a competitive real estate market, although housing prices in Fort Myers remain comparatively affordable. While Florida's lack of state income tax and lower sales tax rate benefit residents, property taxes in Fort Myers are among the highest in the state.

6. Melbourne: Another Great Place to Live not Far From Orlando

Melbourne is located on what's come to be called Florida's "Space Coast" not far from Cape Canaveral and just a short drive from all the action of Orlando. From here you can watch satellite launches and spacecraft heading to the International Space Station. Beyond its space-related attractions, Melbourne has a lovely arts scene, highlighted by the Eau Gallie Arts District and cultural experiences at the Maxwell C. King Center for the Performing Arts. In its historic downtown there are museums, galleries, restaurants, bars, and nice shops in full supply.

For water sports, you can enjoy the Indian River Lagoon with surfing, kayaking, boating, and fishing. Melbourne's small-town charm is complemented by its accessible beaches, hiking trails in places like the Viera Wetlands and Archie Carr National Wildlife Refuge, and golf courses like Baytree National Golf Links and Suntree Country Club. The community's commitment to blending the arts, science, and economic development makes it feel energetic, attracting residents from all walks of life, making it one of the best places to live in Florida for retirees, young adults, and families.

7. Jacksonville: The Best Place to live in Florida for Young Adults

You might be surprised to learn that Jacksonville is the largest metro area in the continental U.S. It encompasses a diverse range of neighborhoods that surround its downtown core. Positioned along the Atlantic coast in northeast Florida, the city is connected by bridges that unite residents with nearby beaches. In the city you'll find great dining, shops, and entertainment for all. It has an impressive arts and music scene as well. the region has experienced significant business development and an increased demand for a high standard of living making it one of the best place to live in Florida for young adults and families.

But like all of the best places to live in Florida, one of its major draws is nature as well. The allure of Jacksonville's coastal location attracts those seeking a beachside lifestyle, with popular shores like Amelia Island and Ponte Vedra. Nearby, there are nature trails to hike, paths to cycle, and marshes to kayak. The state recreation areas like Hanna Park and the Timucuan Ecological & Historic Preserve are delightful, and fishing, boating, and other water related activities are accessible. With a cost of housing lower than the national median, Jacksonville offers affordable living options and a enticing lifestyle where young adults can thrive and grow their families in a city that caters to all.

8. Orlando: More Than Just Theme Parks, Orlando Has it All

Orlando is another highly desirable place to live in Florida. Downtown Orlando serves as the county seat with a metropolitan vibe including nightlife, restaurants, concerts, and post-game festivities. The residential areas of Orlando showcase the city's charm with canopied oaks and lakefront bungalows, reflecting the "City Beautiful" movement of the 1920s. Notably, Orlando is renowned as a world-class tourist destination, attracting millions of visitors each year with its top-notch theme parks. However, Orlando's appeal extends beyond tourism, as it offers a thriving business environment, a high quality of life, and abundant recreational opportunities.

Another huge highlight is the city's world famous theme parks that offer special pricing for locals. Orlando's cultural scene is enriched by the Dr. Phillips Center for the Performing Arts, hosting theatrical productions and concerts, while sports fans can cheer on teams like the Orlando Magic, Orlando Solar Bears, Orlando City, Orlando Predators, and Orlando Anarchy. Though housing prices have risen in recent years, Orlando's cost of living remains close to the national median, and the absence of state income tax for individuals adds to its appeal. Orlando combines the best of entertainment, business opportunities, and a favorable lifestyle, making it a sought-after city in Florida.

9. Tallahassee: The Best Place to live in Florida for Intellectuals

Amongst the best places to live in Florida, Tallahassee has a distinct vibe that sets it apart. It's also home to three esteemed higher education institutions, including Florida State University and Florida A&M University. This means the city thrives with a rich intellectual influence. Locals can enjoy student concerts, professional performances, art exhibitions, dance showcases, and writing events hosted by these universities. Tallahassee's community is further enriched by numerous arts, theater, and music organizations, along with museums, historic sites, and parks.

As one would expect to find in the best places to live in Florida, you have all the perks of nature here too. It's close to forests, lakes, rivers, springs, and an extensive trail systems. St. Marks National Wildlife Refuge and Edward Ball Wakulla Springs State Park are just a short drive away, while the Gulf of Mexico can be reached within an hour. The city's friendly and inviting atmosphere is evident as locals unite to support the local sports teams which gives a great sense of community. For history lovers looking for a place to live with cultural and intellectual stimulation this is a great place to live in the Sunshine State.

10. Ocala: The Best Place to Live in Florida for Equestrian Enthusiasts

Ocala, known as the "Horse Capital of the World," is more than just equestrian heritage. It's having a moment of metropolitan growth as well. Ocala's reputation as a hub for top thoroughbred training is bolstered by the annual arrival of North America's finest racehorses. The picturesque horse farms, rolling hills, and lush pastures merge with the bustling city center, where a thriving logistics industry takes advantage of Ocala's central location. The historic downtown area is very charming, with its Victorian-era homes, fun food scene, artisanal brewers, and lively nightlife. There is a nice arts community of painters and sculptors as well that's complimented by the Appleton Museum of Art. Ocala's cultural scene flourishes with theater, ballet companies, and a symphony orchestra as well.

The city has remarkable natural attractions too, including the breathtaking Silver Springs State Park with its glass-bottom boat rides and abundant wildlife. The Marjorie Harris Carr Cross Florida Greenway offers extensive walking, biking, and horse trails, to see the region's stunning flora. The city's affordability adds to its appeal, with median home prices below the national average, and no state income tax. Ocala truly captures the spirit of Florida living which is why it comes in on the list of the top 10 best places to live in Florida.

Experience the Best Places to Live in Florida with HomeExchange

We have to admit, running through this list has us convinced that Florida is an amazing place to live. If you want to experience the best place to live in Florida first hand, there is not better way than with HomeExchange.

Our community offers an extraordinary opportunity to live like a local in a home away from home and connect with like minded travellers. You'll be sure to see and experience the best these cities have to offer with great recommendations from your hosts as well. You might love them so much you'll want to make the big move yourself, in which case you'll be happy to already know someone in town! What an exciting opportunity, don't you think? Sign up for free today and start exploring the best places to live in Florida and around the world with HomeExchange.